CutMedicalBill lowers your medical bills

Free analysis. We only get paid if we save you money.

Upload your bill
Person at home feeling relieved about their medical bill

Illustrative example

HIPAA-aligned
CMS Medicare data
600,000+ billing rules
100% free analysis

Bills like these often contain errors worth 40% or more

100% free to use. Pay only if we save you money.

ER Visit

Atlanta, GA

$8,413 $3,187

Saved $5,226 (62%)

Knee Surgery

San Antonio, TX

$23,847 $10,731

Saved $13,116 (55%)

Lab Work

Edison, NJ

$2,814 $843

Saved $1,971 (70%)

Anonymized example cases. Actual savings depend on your bill.

Half of all medical bills
are wrong, let us fight
this for you

1

Upload your medical bill

Snap a photo or upload a PDF. We read every line item and charge in seconds.

2

We review it and find savings

We check every charge against 600,000+ federal billing rules. Duplicates, wrong codes, inflated prices.

3

We negotiate on your behalf

We build your case with specific codes and rules, then contact the hospital. You don't make a single call.

We fix billing errors

We uncover duplicate charges, upcoding, bundling violations, and other errors using federal Medicare rules.

We find financial assistance

We check if you qualify for charity care, income-based discounts, or hospital financial aid programs that lower your bill.

We negotiate discounts

We secure lower balances using Medicare rate benchmarks whether you're insured, uninsured, or self-paying.

Ben, founder of CutMedicalBill

Ben

Founder, CutMedicalBill

Why I built this

My mom was diagnosed with multiple myeloma, and on top of everything our family was already carrying, the bills were staggering. When I finally sat down and went through them line by line, a lot of the charges did not hold up.

I am not a hospital and I am not an insurance company. I am one person who got tired of watching families get buried under bills that are so often wrong, so I built CutMedicalBill to do that same line by line review for anyone who needs it.

When you reach out, you are not talking to a faceless company. You are talking to me. Your information is never sold or shared, and you only ever pay if I actually save you money.

Let us lower your
bill for you

Get Started

You pay nothing
unless we save
you money

The analysis is completely free. If we find errors and reduce your bill, we keep 10% of what we save you. If we save you nothing, you owe us nothing.

Example

Your hospital bill $8,000
After we negotiate $3,200
Your savings $4,800
Our fee (10%) $480

You keep

$4,320

Upload your bill

We'll take it from here.

Drop your bill here, or click to browse

PDF, photos, or screenshots. Multi-page bill? Select all pages at once — up to 5 files, 10MB each.

This can take up to 1 minute for large bills.

Uploading your bill
Reading every line item
Cross-referencing 600,000+ billing rules
Finding every possible error

Best results with an itemized bill

Call your hospital and ask for an "itemized statement with CPT codes." It catches more errors than a summary bill.

Your bill is private and encrypted

Only you and our review team can see it. We never sell or share your data. Encrypted in transit and at rest.

Your questions,
answered.

Any hospital or medical bill. ER visits, surgeries, imaging, lab work, outpatient procedures. If it has charges on it, we can check it.

No. We help both insured and uninsured patients. If you're uninsured, we also check if you qualify for charity care programs that could reduce or eliminate your bill.

We check every line of your bill against 600,000+ federal Medicare billing rules. These are the same databases hospitals and insurance companies use. We look for duplicate charges, wrong codes, overbilling, and prices far above the Medicare rate.

The analysis is 100% free. We only charge a 10% fee on confirmed savings. If we can't reduce your bill, you pay nothing.

We build your case with the specific codes and rules being violated, then contact the hospital and negotiate on your behalf. You don't have to make any calls or send any letters.

Yes. We never sell or share your information with anyone, ever. Your bill is encrypted in transit and at rest, only you and our review team can see it, and we keep it only as long as we are actively working your case, then delete it.

This looks like a summary bill

We found charges but only had CPT procedure codes. Without CPT codes, we can't check for bundling errors, unit violations, or calculate fair Medicare prices.

I'll request it myself Quick option

Download a ready-made letter to send or hand to your hospital's billing department. They're required to provide an itemized statement.

Have us request it for you Recommended

We'll send the request to the hospital's billing department on your behalf. Just confirm a few details below. We'll also run a limited analysis on what we have right now.

Download your request letter

This PDF asks the hospital for an itemized statement with CPT codes. Send it by mail, fax, or hand it to billing in person.

Your information

Bill summary

Patient:

Provider:

Account Number:

Date of Admission:

Date of Discharge:

Total Billed: $

Address:

Billing phone:

Phone:

Letter downloaded!

Send it to your hospital's billing department and come back once you receive your itemized bill with CPT codes. We'll run a full analysis then.

Upload your itemized bill when it arrives

We're on it!

Your case has been created.

We've opened your case and will request your itemized bill from the hospital. You'll get an email confirmation shortly.

Go to Your Dashboard

Check your email for your case confirmation and next steps.

Confirm your details

We've pulled what we could from your bill. Please verify and fill in anything missing so we can send the request.

◠ Looking up billing department contact info...

Your information

Bill summary

Date of Admission:

Date of Discharge:

Total Billed: $

Hospital / billing department auto-resolved

Please fill in:

Customer Service Agreement

This agreement authorizes us to contact providers, negotiate charges, and act on your behalf. We only charge 10% of confirmed savings — if we don't save you money, you pay nothing.

Read full agreement (PDF)

12+ characters

Uppercase letter

Lowercase letter

Number

Special character

You'll use this to log in and track your case.

Log in to your existing account to continue.

Verify your bill

Review the extracted data. Click any field to edit.

Please double-check the charges below:
Detected:
Note: line(s) matched from descriptions. Yellow fields have lower confidence.
Limited analysis: This appears to be a summary bill — most lines are missing CPT codes. Results will be incomplete. You can add CPT codes manually in the table below, or to request an itemized bill.
Date CPT Desc Qty Charge

Hospital ZIP code for local Medicare rates